Buyer Checklist

Buying a home is one of life's biggest investments and most exciting adventures. A Coldwell Banker Realty affiliated agent is equipped to be your trusted advisor in the process, guiding you every step of the way to make your experience smooth and successful.

1) Partner With A Coldwell Banker Realty Affiliated Agent

- Receive guidance throughout the buying process

- Get a competitive edge from local market knowledge

- Learn about available properties

- Gain access to off-market homes

- Benefit from time-saving convenience

- Get support through closing - and beyond

2) Create Your Wish List

- Visit coldwellbankerhomes.com and your agent's site to check available properties

- Differentiate between wants and must-haves

- Determine preferred home style

- Consider amenities, schools, transportation, recreation

- Schedule home tours through your agent

- Choose the home you want to purchase

3) Organize Financing

- Create a timeline and budget

- Get mortgage pre-approval

- Check your credit report

- Determine type of mortgage

- Shop for best rates and programs

- Understand what you can afford

4) Offer & Due Diligence

- Review contract terms and conditions

- Negotiate the purchase price

- Select title provider

- Have earnest money ready

- Decide on a closing date

- Sign the offer

- Deliver earnest money to escrow

5) Under Contract

- Finalize the home loan

- Select insurance and warranty providers

- Send proof of home insurance to lender

- Discuss any discovered zoning changes, liens, easements or other restrictions with your agent

- Schedule home inspection and negotiate

- Use the inspection report to renegotiate terms, if necessary

- Receive information from agent about local, reliable contractors and service providers

- Receive property disclosures from seller

- Lender to order appraisal report

- Complete title search to ensure no claims against title

- Pinpoint move-in date

- Certify funds for closing

6) Prepare For Closing

- Schedule and book a moving company

- Notify post office, bank, etc. of new address

- Transfer and/or activate utilities

- Schedule and attend final walk-through

- Have all funds ready for closing

- Confirm wire instructions with escrow company

7) Closing Day

- Bring identification to closing

- Show proof of paid home insurance policy

- Review list of adjustments

- Sign the mortgage and all required paperwork

- Receive signed deed from seller

- Confirm all funds were transferred for closing costs and down payment

- Enjoy your new home!